Last Updated: October 1, 2023
Welcome to SwedishAutoGuard. Please read these Terms and Conditions carefully before using our website or services. These Terms and Conditions govern your access to and use of SwedishAutoGuard's website, mobile applications, and services. By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.
By accessing or using our services, you represent and warrant that you have read, understood, and agreed to be bound by all of these Terms and Conditions, as well as our Privacy Policy. If you are using our services on behalf of an organization, you also represent and warrant that you have the authority to bind that organization to these Terms and Conditions.
In these Terms, the following definitions apply:
To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.
You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.
You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.
We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.
SwedishAutoGuard offers various car insurance services in Sweden. Our services include but are not limited to:
Your insurance policy is governed by the terms and conditions set forth in your policy documentation. These will be provided to you upon purchase of an insurance policy. In the event of any conflict between these Terms and Conditions and your policy documentation, the policy documentation shall prevail with respect to your insurance coverage.
The provision of accurate and complete information is essential for insurance services. You are responsible for ensuring that all information provided to us is accurate, current, and complete. Failure to provide accurate information may result in the invalidation of your insurance policy, denial of claims, or other consequences as outlined in your policy documentation.
We accept various payment methods for our services, which may include credit cards, debit cards, bank transfers, and other methods as indicated on our website. By providing payment information, you represent and warrant that you are authorized to use the designated payment method.
For insurance policies with recurring payments, you authorize us to charge your payment method on a recurring basis for the agreed-upon amount. Recurring payments will continue until the policy is canceled or terminated in accordance with these Terms and your policy documentation.
All fees and charges for our services will be clearly disclosed to you before purchase. We reserve the right to change our prices at any time, but changes will not affect existing policies during their current term.
If a payment fails, we will attempt to process the payment again. If we are unable to successfully process a payment, your insurance coverage may be affected as outlined in your policy documentation. You are responsible for ensuring that sufficient funds are available for payments and that your payment information is current.
Refund policies for insurance services are outlined in our Refund Policy and your policy documentation. Please refer to these documents for information about refund eligibility and procedures.
You agree not to use our services to:
Our services and all content and materials available through our services, including but not limited to text, graphics, website name, code, images, and logos, are the property of SwedishAutoGuard or our licensors and are protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our services for personal and non-commercial purposes in accordance with these Terms. This license does not include the right to:
You retain all rights to any content you submit, post, or display on or through our services. By submitting, posting, or displaying content on or through our services, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content in any and all media or distribution methods.
Our services are provided on an "as is" and "as available" basis. SwedishAutoGuard makes no representations or warranties of any kind, express or implied, as to the operation of our services or the information, content, materials, or products included on our services.
To the full extent permissible by applicable law, SwedishAutoGuard disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. SwedishAutoGuard will not be liable for any damages of any kind arising from the use of our services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
To the maximum extent permitted by law, in no event shall SwedishAutoGuard, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
In no event shall our total liability to you for all claims exceed the amount paid by you to SwedishAutoGuard during the 12 months preceding the event giving rise to the liability.
You agree to defend, indemnify, and hold harmless SwedishAutoGuard, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our services.
These Terms shall be governed by and construed in accordance with the laws of Sweden, without giving effect to any principles of conflicts of law. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Stockholm, Sweden, and you hereby consent to the personal jurisdiction and venue therein.
We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms on our website and updating the "Last Updated" date at the top of these Terms.
Your continued use of our services after any such changes constitutes your acceptance of the new Terms. If you do not agree to the new Terms, you must stop using our services.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
Upon termination, your right to use our services will immediately cease. If you wish to terminate your account, you may simply discontinue using our services or contact us to request account deletion.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
These Terms, together with the Privacy Policy and any other legal notices published by SwedishAutoGuard on our services, constitute the entire agreement between you and SwedishAutoGuard concerning our services.
If you have any questions about these Terms, please contact us: