Car Insurance Packages

SwedishAutoGuard offers three comprehensive insurance packages tailored to meet the diverse needs of Swedish drivers. Whether you're looking for basic coverage or premium protection, we have a plan that fits your requirements.

Compare Our Insurance Packages

Features Basic Package Standard Package Premium Package
Price Range (SEK/Year) 1,200 - 2,000 2,400 - 3,200 3,600 - 4,800
Third-party Liability
Fire Insurance
Theft Protection
Collision Damage
Glass Coverage
Roadside Assistance
Rental Car Coverage
Personal Belongings Coverage
No Claims Bonus Protection
Deductible 5,000 SEK 3,000 SEK 1,500 SEK

Detailed Package Information

Basic Package

Starting from 1,200 SEK/Year

Our Basic Package is designed for drivers looking for essential coverage at an affordable price. This package complies with all legal requirements in Sweden while providing fundamental protection for your vehicle.

What's Included:

  • Third-party Liability: Covers damage you cause to other people's property or injuries to others in an accident where you're at fault (up to 300 million SEK).
  • Fire Insurance: Protection against damage caused by fire, lightning, or explosion.
  • Theft Protection: Covers loss or damage if your vehicle is stolen or damaged during a theft attempt.
  • Legal Expenses: Up to 200,000 SEK for legal representation in disputes related to your vehicle.

Perfect For:

The Basic Package is ideal for budget-conscious drivers with older vehicles, those who drive infrequently, or as supplementary insurance for a second car.

Get a Quote

Standard Package

Starting from 2,400 SEK/Year

Our most popular option, the Standard Package offers comprehensive coverage that goes beyond the basics. It includes collision damage and additional protections for greater peace of mind.

What's Included:

  • Everything in the Basic Package
  • Collision Damage: Covers repairs to your own vehicle after an accident, regardless of who is at fault.
  • Glass Coverage: Repairs or replacement of damaged windshield and windows.
  • Misfueling Protection: Covers damage caused by using the wrong fuel in your vehicle.
  • Weather Damage: Protection against damage from storms, hail, floods, and other natural events.
  • No Claims Bonus Protection: Maintain your premium discount even after making a claim.

Perfect For:

The Standard Package is ideal for most drivers, particularly those with newer vehicles, regular commuters, and families who depend on their vehicle daily.

Get a Quote

Premium Package

Starting from 3,600 SEK/Year

Our Premium Package offers the ultimate protection for your vehicle with extensive coverage and additional benefits. This all-inclusive option provides maximum peace of mind for discerning drivers.

What's Included:

  • Everything in the Standard Package
  • 24/7 Roadside Assistance: Emergency help anywhere in Sweden, including towing, battery jumps, fuel delivery, and lockout service.
  • Rental Car Coverage: Provides a replacement vehicle while yours is being repaired (up to 14 days).
  • Personal Belongings Coverage: Protection for items in your vehicle up to 20,000 SEK.
  • New Car Replacement: If your car is totaled within the first two years of ownership, we'll replace it with a new equivalent model.
  • Key Replacement: Covers the cost of replacing lost or stolen keys.
  • Enhanced Medical Coverage: Additional medical benefits for you and your passengers.
  • Priority Claims Processing: Fast-track handling of your insurance claims.

Perfect For:

The Premium Package is ideal for owners of luxury or high-value vehicles, those who travel extensively, business professionals who rely on their vehicle, and anyone who wants maximum protection and convenience.

Get a Quote

Price Comparison

Our competitive pricing compared to the Swedish market average across different package types.

Ready to Protect Your Vehicle?

Contact us today for a personalized quote or to discuss which package best suits your needs.

Contact Us Now Read Insurance Tips

Current Time in Sweden